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Randy W. Zgabay is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Texas. No insurance business may be conducted outside the specific states referenced.

*Randy W. Zgabay is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency 210.342.7878. In this regard, this communication is strictly intended for individuals residing in the states of Texas. No offers may be made or accepted from any resident outside the specific states referenced.Z Financial Insurance & investments is not owned or operated by NYLIFE Securities LLC or its affiliates.

Randy W. Zgabay is licensed to offer mutual funds and variable products. Market Watch is provided for informational purposes and is not considered an offering of securities.

Securities offered by properly licensed registered representatives of NYLIFE Securities LLC (member FINRA/SIPC).

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